Freedom to Ride Credit Card ProgramEasy. Convenient. Secure.Apply Now Estimate Your Monthly PaymentsMake the best decision on how to budget your purchase with Synchrony’s convenient payment calculator.Start CalculatingPrequalify or Apply NowChoose to prequalify without impacting your credit bureau score or apply directly.See If You PrequalifyApply Now Card Benefits Calendar iconNo Annual Fee1No annual fee1 and $0 fraud liability Bicycle iconGet MovingDedicated credit limit for your future adventure needs. Clipboard iconConvenienceConvenient monthly payments and online account management Credit card iconSynchrony HOME NetworkBe a part of Synchrony’s HOME Network, accepted at thousands of locations nationwide. Visit the store locator here. How It WorksIn three easy steps, we'll have you ready to ride. 1Quick ApplicationApply in a snap with instant decisions for most. 2Use Card InstantlyYour card is ready to use if you're approved. 3Pay Over TimeConvenient monthly payment terms so you can finance with confidence. Already Have an Account?Sign in now to manage your account and pay your bill online.Manage Account Freedom to Ride Credit Card Program DetailsEasy. Convenient. Secure.Apply Now*Subject to credit approval 1New Account APR is 29.99%. Minimum Interest Charge is $2.